Andy Palliser

Mortgage & Kiwisaver Adviser

andy@hlf.co.nz
NZ Top Brokers
028 8517 4720
“Whether buying your first home, your 10th investment, or refinancing your home, I can help find you the best deal on the market.”
— Andy Palliser
See what other clients say here

  • Your first home is one of the most important purchases you will make.

    I have a wealth of experience dealing with first home buyers, including through Kainga Ora products, that can help you get your foot on the property ladder.

    Ask as many questions as you like! I will have seen a situation like yours in the past and can help you navigate it with ease.

  • Originally from the UK, I lived in Christchurch for 12 years before coming to Wellington in 2021.

    I have worked in the financial services industry for years, but I still really get a kick out of helping people.

    My happiest “wins” are when clients think that owning a home isn’t possible or many years away - and we make it happen in just a few months! This is a regular occurrence in my office.

    On the weekend you might find me biking up Makara peak, or enjoying Wellington’s culinary scene.

  • In terms of banks I work with

    • Kiwibank

    • TSB

    • ANZ

    • BNZ

    • ASB

    • Westpac

    • SBS

    • Co-operative

    • AIA Go Home Loans

      I also have access to other lenders like

    • Pepper Money

    • Avanti

    • Select

    • First Mortgage Trust

    • General Finance

    • Liberty

    • Basecorp

      …and many more.

      This means that I can compare everything available in the market to get you the best deal on your home loan.

  • Most of the time, the bank pays me an you pay nothing!

    There are terms and conditions with this (see our Fees T’s and C’s here), but in short, you will not pay me a penny unless you have already agreed to it in writing - no surprises.

  • Getting the right advice at key life stages like when preparing to buy a home or after buying a home can be crucial.

    The difference between being in the right fund and the wrong fund over the long term can make a difference of hundreds of thousands of dollars in your Kiwisaver once retirement comes around.

    Much like with lending, with the Kiwisaver providers I work with, there are no extra overall costs to you to get advice on your Kiwisaver if you are with any of the following providers.

    • ANZ

    • Booster

    • Generate

    • Pathfinder

    • Milford

    • Koura Wealth

    • NZ Funds

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Testimonial from David Wellington about working with Andy on buying their first home, including Google logo and five-star rating.

A testimonial letter for Andrew Palliser from Wellington Home Loan Factory, featuring the Google logo and a purple flower icon at the top right corner.
Testimonial card with and logo and image of a woman, expressing satisfaction with a home buying process.
Testimonial from Holly Wellington praising Andy for his kind and honest assistance in buying a house, highlighting his knowledge and trustworthiness.
Review of Heather Nelson, a mortgage broker, including her positive experience with Andy, a personal and reliable mortgage broker recommended for rental property financing, with the Google logo and a five-star rating.
Customer review for Andrew, a mortgage adviser, praising his helpfulness, patience, and guidance during a home buying journey.
Customer review for Tiffany at Waikato, praising Andy for excellent service, with Google logo and five stars.
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Certificate or award with text praising Andy for being knowledgeable and supportive, with Google logo and five gold stars, and a small photo in the top right corner.
Certificate or award with Google logo, five gold stars, and text praising working with Andy.
Testimonial for The Home Loan Factory featuring a Google logo and five gold stars, praising the team for their professionalism and support throughout the mortgage process.
A screenshot of a social media post from Shlomi in Wellington, discussing buying a house with a $300k loan helped by Andy, emphasizing the ease of the process and avoiding paperwork.
Testimonial for mortgage advisor Andy Palliser featuring Google logo and five-star rating, praising his guidance and dedication.
A credit or service review for Summah - Nelson mentioning the use of Andrew to refinance a home loan, with positive feedback about a quick and stress-free experience, including a Google logo and a five-star rating.