https://www.homeloanfactory.co.nz/homebuyingandfinanceguide daily 0.75 2025-06-17 https://www.homeloanfactory.co.nz/homebuyingandfinanceguide/what-effect-will-having-or-closing-a-credit-card-have-on-my-home-loan-approval monthly 0.5 2024-05-14 https://images.squarespace-cdn.com/content/v1/63055de693e4b32bf9b1ded0/1710124568899-EEW01ZVXZBN0UXK1DOFY/image-asset.jpeg Helpful Guides - Will having or closing a credit card affect my home loan approval? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.homeloanfactory.co.nz/homebuyingandfinanceguide/if-you-own-a-home-we-need-to-talk-about-getting-a-will monthly 0.5 2024-05-14 https://www.homeloanfactory.co.nz/homebuyingandfinanceguide/getting-cashback-on-your-home-loan-the-basics monthly 0.5 2024-05-14 https://images.squarespace-cdn.com/content/v1/63055de693e4b32bf9b1ded0/1704267175349-AQF4KR49OXKUFSBTFU0F/image-asset.jpeg Helpful Guides - Getting “cashback” on your home loan - the basics - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.homeloanfactory.co.nz/homebuyingandfinanceguide/top-5-reasons-to-consider-refinancing monthly 0.5 2024-05-14 https://images.squarespace-cdn.com/content/v1/63055de693e4b32bf9b1ded0/1704085707637-HPDPP7SXRALN9AJ2PWJD/image-asset.jpeg Helpful Guides - Top 5 Reasons To Consider Refinancing - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.homeloanfactory.co.nz/homebuyingandfinanceguide/youre-approved-under-kainga-ora-first-home-loan-congratulations-what-do-we-need-to-know monthly 0.5 2025-06-17 https://images.squarespace-cdn.com/content/v1/63055de693e4b32bf9b1ded0/1703061546315-TFO895QFJJRB97ZERT8D/image-asset.jpeg Helpful Guides - You’re approved under Kainga Ora First Home Loan. 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What do we need to know? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.homeloanfactory.co.nz/homebuyingandfinanceguide/what-is-account-conduct-and-how-can-it-affect-my-chances-of-getting-a-home-loan monthly 0.5 2023-12-20 https://images.squarespace-cdn.com/content/v1/63055de693e4b32bf9b1ded0/1703054569991-9PG8SRJHJOG8QVV4QB9T/image-asset.jpeg Helpful Guides - What is ‘account conduct’ and how can it affect my chances of getting a home loan? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.homeloanfactory.co.nz/homebuyingandfinanceguide/how-can-i-get-free-advice-from-a-qualified-mortgage-adviser monthly 0.5 2023-12-13 https://images.squarespace-cdn.com/content/v1/63055de693e4b32bf9b1ded0/4b06f40e-9ed8-4a65-b892-81ee3a4618d6/4425.jpg Helpful Guides - How can I get free advice from a qualified mortgage adviser? - Make it stand out The Home Loan Factory team https://www.homeloanfactory.co.nz/homebuyingandfinanceguide/how-much-deposit-do-i-need-to-buy-my-first-home-in-new-zealand monthly 0.5 2024-05-21 https://images.squarespace-cdn.com/content/v1/63055de693e4b32bf9b1ded0/1702446680044-NG4JULL4H3ENE88FJLP0/image-asset.jpeg Helpful Guides - How much deposit do I need to buy my first home in New Zealand? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.homeloanfactory.co.nz/homebuyingandfinanceguide/how-much-can-i-borrow-for-my-home-loan monthly 0.5 2023-12-13 https://images.squarespace-cdn.com/content/v1/63055de693e4b32bf9b1ded0/1702444350559-IEBOQ19VQPQOBUZ0UT9S/image-asset.jpeg Helpful Guides - How much can I borrow for my home loan? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.homeloanfactory.co.nz/homebuyingandfinanceguide/can-i-get-kainga-ora-kiwisaver-withdrawal-first-home-loan-or-first-home-grant-as-a-previous-home-owner monthly 0.5 2024-05-21 https://images.squarespace-cdn.com/content/v1/63055de693e4b32bf9b1ded0/1702423104374-17NE2H06JBCMFPF9J0W3/image-asset.jpeg Helpful Guides - Can I get Kainga Ora Kiwisaver Withdrawal, First Home Loan or First Home Grant as a previous home owner? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.homeloanfactory.co.nz/homebuyingandfinanceguide/kainga-ora-first-home-grant monthly 0.5 2024-05-21 https://images.squarespace-cdn.com/content/v1/63055de693e4b32bf9b1ded0/1702418446823-KXOW2QYSK63ANTER8FMX/image-asset.jpeg Helpful Guides - Kainga Ora First Home Grant https://www.homeloanfactory.co.nz/homebuyingandfinanceguide/what-will-my-home-loan-repayments-be monthly 0.5 2023-12-12 https://images.squarespace-cdn.com/content/v1/63055de693e4b32bf9b1ded0/7f19c07c-4034-4f71-b25a-b4e8e50ad321/loan+amount.png Helpful Guides - What will my home loan repayments be? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/63055de693e4b32bf9b1ded0/6b6d1e38-cfbc-4733-afbe-3f2dcc745b11/Loan+Term.png Helpful Guides - What will my home loan repayments be? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/63055de693e4b32bf9b1ded0/5473bd33-d5f3-4fab-b604-a97c7f4bc5a6/Interest+Rate.png Helpful Guides - What will my home loan repayments be? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/63055de693e4b32bf9b1ded0/b8e6cc6d-465a-463a-9655-8f2d0c8c5b10/repayment+frequency.png Helpful Guides - What will my home loan repayments be? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.homeloanfactory.co.nz/homebuyingandfinanceguide/buying-a-new-build-property-amp-valuations monthly 0.5 2023-12-12 https://images.squarespace-cdn.com/content/v1/63055de693e4b32bf9b1ded0/1702336963911-I4528THGZ8QAQV7YZI4M/image-asset.jpeg Helpful Guides - Valuations and New Build Properties - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.homeloanfactory.co.nz/homebuyingandfinanceguide/monolithic-properties-navigating-this-from-a-lending-perspective monthly 0.5 2023-12-12 https://images.squarespace-cdn.com/content/v1/63055de693e4b32bf9b1ded0/ac61d569-97ac-47da-a76f-ade8554df4b0/Monolithic+home.jpg Helpful Guides - Monolithic Properties - Navigating this from a lending perspective - A typical monolithic, plaster clad house built between 1988 and 2004. 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