Kiwibank Simulator
Offset Mortgage
Loan Balance
$500,000
⇅ Offsetting
Savings / Everyday
$0
Fixed Payment: $3,160
Interest Part
$2,708
Principal Part
$452
↓
Next Month's Balance
$499,548
Balance drops automatically.
Revolving Credit
Balance Owed
$500,000
Limit: $500,000 (Fixed)
Daily Interest
$89.04
Available
$0
Payment Required
Interest Only
↓
Next Month's Balance
$500,000
If you only pay interest, the balance stays the same.