0.85% on fixed loans

0.425% on revolving limit

3 year client cashback lock in

Clawback

2 years, pro rated, diminishes each month

0.6% Upfront

0.2% trail from the first month

3 year client cashback lock in

ONLY APPLICABLE ON LOANS SETTLED BEFORE

JULY 1ST 2026

Standard ASB Commission applies after

Clawback

0-12 months - 100%

Yes, 1 year clawback only

NO APPS THAT WOULD GO TO BUSINESS BANKING - EG: Client as employees or over$250k turnover

0.85% on fixed loans

0.595% on revolving

3 year client cashback lock in

Clawback

2 Years.

Pro-rated and diminishing each month

0.85% Upfront

On all loan types

4 year client cashback lock in

Clawback

0-14 months - 100%

14-28 months - 50%

0.85% Upfront on fixed

75% of 0.85% on revolving

3 year client cashback lock in for all loans before October 2025.

4 year client cashback lock in for all loans after October 2025

Capped at $15,000 max commission

Clawback

0-6 months - 100%

7-12 months - 75%

13-18 months - 50%

19-24 months - 25%

0.85% Upfront on fixed

0.595% on revolving limit

3% on personal loans

3 year client cashback lock in. Clawback calculated monthly.

Clawback

0-9 months - 100%

10-18 months - 66^

19-27 months - 33%

0.55% Upfront

0.15% instant trail

3 year client cashback lock in


Clawback

2 Years, Pro-rated, diminishing each month

0.55% Upfront

0.15% instant trail

4 year client cashback lock in. Calculated daily.

Clawback

0-6 months - 100%

7-12 months - 50%

12-24 months - 25%

0.9% Upfront

3 year client cashback lock in

Clawback

2 years , pro-rated, diminishing each month.

0.8% Upfront (from Avanti) + Adviser Fee (Capitalised to loan)

Clawback
Near-prime:

0-12 months - 100%

13-24 months - 50%

Specialist:

0-6 months - 100%

7-12 months - 50%