HLF Forms

NEW CLIENT APPLICATIONS
DECLARATION ONLY
NEW APPROVAL
REFIX/REFI REMINDERS

How To Guides

Writing Loans

Refix Processes
Income Calculations
Lending Processes for Different Application Types
How To Write A Diary note
How to Calculate Expenses
How to write an SOA
LEM Removal
Annual Review Checklist
SOA Shortcuts
Responsible Lending Forms

Closing the loan

Referrals
Early Repayment Allowances
Loan Closing Process
Commissions and Clawbacks
Order Client Gift Box

Reviewing the Loan

Kiwisaver

Kiwisaver Commissions (KS adviser only, no referral)

Calculators

Low Deposit Loan - Best Bank Calc
Interest Rate Comparison Calc
ANZ Overtime Calculator
Multiple Property Maximum LVR Investment Calculator

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Allowable Repayment Frequencies

A color-coded table comparing banks' availability of weekly, fortnightly, and monthly services with specific banks marked in green for Yes and in red for No.