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Home Loan Factory - Mortgage Brokers - Wellington
Fees Free Guarantee
Home Loan Calculator
Borrowing Power Calculator
Compare NZ Mortgage Rates
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Refinance Calculator
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Helpful Guides
Our Team
Contact Us
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Should You Consider Stopping Your KiwiSaver to Pay Off Your Mortgage?
#Kiwisaver, #fhb Andrew Palliser 19/06/2026 #Kiwisaver, #fhb Andrew Palliser 19/06/2026

Should You Consider Stopping Your KiwiSaver to Pay Off Your Mortgage?

With interest rates biting, putting your KiwiSaver on hold to throw that extra 3.5% at your mortgage seems like a no-brainer. But when you factor in employer matches and government contributions, you might be walking into a massive wealth trap. Here is how the math actually stacks up.

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