We will not charge you a fee as long as you meet the following conditions

(ASB, ANZ, BNZ, Westpac, SBS, Co-operative, TSB, Kiwibank). The lender will cover our fees by paying us a commission on your loan. Typically, commissions are between 0.55-0.85% of the total loan amount. It is our strong preference to place you with a NZ registered bank.If we cannot place your loan with a bank, another option may be non-bank lenders. These lenders do not pay us a commission and therefore we may charge a fee. In this case, any fees would be fully disclosed to you in writing by your adviser and need to be approved by you, the client, in writing.

Other lending, such as commercial or business loans, may incur a fee as lenders do not typically pay us any commission for non-residential loans. Again, this would be confirmed in writing by your adviser, and you, the client, would need to agree to this in writing.