Find the right home loan for your situation

A mortgage adviser (referred to in the past as a broker) acts as your personal guide to the lending market, working on your behalf to secure the right home loan for your situation. Instead of working for one specific bank, we partner with multiple lenders across New Zealand. We answer your questions, handle the heavy lifting of the application process, and help you easily compare rates, structures, and options to ensure your mortgage works for your long-term goals

For standard residential home loans, our service is typically 100% free for you. We are paid a commission by the bank or lender only after your loan settles. In specific situations where a fee may apply—such as for complex business lending, commercial loans, or non-bank lenders, we will explain this clearly upfront and get your written agreement before proceeding. There are never any hidden surprises.

See our Fees Free Guarantee for more info.

Going directly to your bank limits you to only their specific products and criteria. By using an adviser, you gain access to a wide network of lenders, ensuring you get a competitive deal that suits your unique needs. We save you hours of time and confusion by handling the legwork, negotiating with lenders, and translating the financial jargon. Furthermore, if you are self-employed or have a less-than-perfect credit history, we know exactly which lenders are most likely to approve your application.

No, we help clients all across New Zealand! We even have clients in the Chatham islands!

Modern mortgage advising can be done entirely remotely. We handle everything securely over the phone, Zoom, WhatsApp, and email.