Helpful articles and market updates to help you stay informed

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The Day-Rate Challenge: Getting a Mortgage as a New IT or Medical Contractor

Why Kiwibank Doesn't Offer an 18-Month Mortgage Rate (correct as of Jul 2026) - And Why It Doesn't Really Matter

The Two-Year Myth: Getting a NZ Bank Mortgage with 1 Year of Business Financials (or sometimes less!)

The Great Visa Myth: Why You Don’t Have to Wait for Residency to Buy a House

Separation and Mortgages: Navigating Your Home Loan During a Break-Up

Navigating Your Next Steps with First Home Partner: Is It Time to Buy Out Kāinga Ora?

How Much Will I Have Left After Selling My House? (And What Can You Buy Next?)

Interest-Only vs. Principal & Interest: The Ultimate Investor Debt Strategy

How to Use Your Home’s Equity to Buy an Investment Property Without Cash Savings

Buying NZ Property While on a Diplomatic Posting (The MFAT Guide)

Myth-Busting: Are "Exclusive" Workplace Mortgage Discounts Actually a Good Deal?

Upgrading Your Home: How to Keep Your First House as a Rental Property

New Build vs. Existing Property: Which Makes a Better Investment in NZ?

Clawbacks Explained: Why You Might Get a Bill if You Switch Banks Too Soon

LIM Reports, Builders Reports, and Valuations: What the Bank Actually Requires

Buying at Auction: How to Prepare Your Finances for the Hammer

Turnkey vs. Construction: The Head-to-Head True Cost Showdown

Building Your Dream Home: Construction Loans & Progress Payments Explained

Buying Off-The-Plan in NZ: The Timeline, Turnkey Mortgages, Sunset Clauses, and Hidden Risks

What is a Redraw Facility? New Zealand’s Under-the-Radar Mortgage Feature

Revolving Credit vs. Offset Mortgages: Which is Right for You?

Offset Mortgages Explained: The Bucket Saver Strategy

Revolving Credit Facilities Explained: A Really Useful Tool for Disciplined Savers