Helpful articles and market updates to help you stay informed

Why Buying Under Your Budget is the Ultimate Financial Flex

The difference between being able to afford a house and feeling safe buying one

What financial security actually means—and why it's different for everyone

The "Two Deposits" Trap: Why First-Home Buyers Panic on Unconditional Day

NZ Property Titles Explained: Freehold, Cross-Lease, Unit Titles, and Leasehold

The Wellington Private Cable Car Catch: Costs, Compliance, and Bank Rules

How much can I borrow for my home loan?

What Happens to Your Mortgage if You Pass Away? 5 Questions to Ask Your Solicitor

Home Loan Cashbacks in NZ: How They Work, Clawback Rules, and the Interest Rate Trade-Off

What is ‘account conduct’ and how can it affect my chances of getting a home loan?

How Much Will My Mortgage Actually Cost? (Repayment Calculator)

Buying a New Build: How Property Valuations Actually Work

Monolithic Plaster Properties: How to Get a Mortgage on a "Leaky Home"

Financial compatibility: the top 5 ways couples set up their bank accounts (and why the perfect system is a myth)

The Power of Leverage: Why Buying Investment Property in Your 30s Usually Beats 'Safe' Cash

Why the Mathematically Perfect Mortgage isn't Always the Best Idea

3 Expensive Lessons I Learned from Financing a Nissan Cube

Top 5 Mistakes Wellington First Home Buyers Make with the Kāinga Ora First Home Loan

You’re approved under Kainga Ora First Home Loan. Congratulations! What do we need to know?

Kāinga Ora First Home Loan: Who Qualifies and How It Works

How to Work Out What a House is Worth When There is No Asking Price

What Percentage of Your Income Should Actually Go Towards a Mortgage?

The HLF Guide to Signing A Sale & Purchase Agreement in NZ

The 7 Most Expensive Mistakes First-Home Buyers Make And How to Avoid Them