News & Insights

Helpful articles and market updates to help you stay informed

Thoughts, updates, and articles from our team.

A New Zealand couple having a thoughtful discussion while preparing dinner in their kitchen.

Insights

August 19, 2025

Should You Consider Stopping Your KiwiSaver to Pay Off Your Mortgage?

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A New Zealand couple chatting on their driveway between an older weatherboard family home and a modern newly-built investment townhouse.

Insights

July 14, 2025

Why You Should Consider Splitting Your Banking When Buying an Investment Property

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A relaxed New Zealand couple gardening together in their suburban backyard, illustrating homeownership with a financial safety buffer

Insights

June 17, 2025

Why a 30-Year Mortgage is Usually Better Than a 20-Year (Even if You Pay It Off in 20)

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A solo New Zealand homeowner sitting on her front steps reviewing her finances on a tablet.

Insights

May 20, 2025

Top 5 Reasons To Consider Refinancing Your Mortgage

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n adult daughter and her partner sitting with her parents around a dining table reviewing house deposit and financial paperwork together in a New Zealand home.

Insights

March 21, 2025

Bank of Mum and Dad: Is Gifting a Deposit the Best Way to Help Your Kids?

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A solo New Zealand buyer looking at newly built townhouses from the footpath.

Insights

March 6, 2025

I Don’t Have a 20% Deposit. Can I Still Buy a House in NZ?

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A Home Representing What Could The Kainga Ora First Home Grant Could Have Achieved

Insights

April 29, 2024

Kainga Ora First Home Grant (Permanently Closed since May 2024)

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Regulated financial advice is provided by HLF Financial Limited (FSP1008571), HLF Insurance Limited (FSP1011824, operating as an Authorised Body of HLF Financial Limited), AJP Financial Limited (FSP1005245), Divij DG Limited (FSP1003913), and Vaama Financial Advisor Limited (FSP1003915). Please refer to each individual adviser’s Public Disclosure Statement for full details on their specific licensing, dispute resolution scheme, and duties.