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Track and negotiate the best interest rates with major New Zealand banks daily.
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Calculate your maximum deposit for buying a new home or funding renovations.
Refinance Calculator
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News & Insights
Helpful articles and market updates to help you stay informed
Thoughts, updates, and articles from our team.
Insights
February 13, 2025
Second Chance Home Buyers: Can You Use KiwiSaver If You’ve Owned Property Before?
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Insights
December 20, 2024
Buying at Auction with Less Than a 20% Deposit: The Valuation Trap
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Insights
December 1, 2024
The Complete Guide to the Kāinga Ora First Home Loan
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Insights
May 14, 2024
Freehold, Cross-Lease, Leasehold... What Do They Actually Mean?
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Insights
April 29, 2024
Kainga Ora First Home Grant
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Insights
March 11, 2024
Will having or closing a credit card affect my home loan approval?
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Insights
January 12, 2024
If you own a home, you need to think about making a Will
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Insights
December 21, 2023
You’re approved under Kainga Ora First Home Loan. Congratulations! What do we need to know?
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Insights
December 13, 2023
How can I get free advice from a qualified mortgage adviser?
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Insights
December 13, 2023
How much can I borrow for my home loan?
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Insights
December 13, 2023
What will my home loan repayments be?
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Insights
December 12, 2023
Buying a New Build: How Property Valuations Actually Work
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Insights
December 11, 2023
Monolithic Plaster Properties: How to Get a Mortgage on a "Leaky Home"
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Insights
August 26, 2023
The HLF Guide to Signing A Sale & Purchase Agreement in NZ
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Insights
The Private Cable Car Catch: Costs, Compliance, and Bank Rules
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Insights
Top 5 Mistakes Wellington First Home Buyers Make with the Kāinga Ora First Home Loan
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Insights
What Percent of Your Income Should Actually Go Towards a Mortgage?
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Insights
How to Work Out What a House is Worth When There is No Asking Price
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Insights
The 7 Most Expensive Mistakes First-Home Buyers Make And How to Avoid Them
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Insights
The Defective Cross-Lease: Is It a Total Dealbreaker or a Simple Fix?
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Insights
The First-Home Buyer’s Guide to Dealing with Real Estate Agents
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Builder's Reports in NZ: Your Home's Ultimate Health Check
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Insights
The "Two Deposits" Trap: Why First-Home Buyers Panic on Unconditional Day
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