Helpful articles and market updates to help you stay informed

The $150k Catch: Why Banks Are Terrified of Leasehold Properties

Buying a Cross Lease Property: The Pros, the Cons, and What Your Bank Thinks

What Are Body Corporate Fees? And Are They Actually Worth It?

Buying a Unit Title? What Your Bank is Actually Looking For

Interest-Only Mortgages: When Are They Actually a Smart Financial Move?

Student Loans and Mortgages: Do You Have to Pay It Off Before You Buy?

The Hidden Mortgage Factors: How Childcare and Insurance Costs Can Affect Your Borrowing Power

The Stress Test: Why the Bank Tests You at ~7% When Current Rates Are Lower

Do Overtime and Bonuses Actually Count Toward Your Mortgage Income?

Maternity & Parental Leave: How It Affects Your Mortgage (And How to Get Approved)

Afterpay, Laybuy, and Mortgages: Do Buy-Now-Pay-Later Schemes Ruin Your Chances?

Gifted Deposits vs. Genuine Savings: Why the Bank Treats Them Differently

Can I Use a Personal Loan to Top Up My House Deposit? (The Short Answer: No)

Your Money, Your Morals: A No-Nonsense Guide to Ethical Investing and your KiwiSaver

Emptying Your KiwiSaver to Zero: The Pros, Cons, and Rebuilding Strategy

Self-Employed and Need a Mortgage? Exactly What the Bank Wants to See

Bank vs. Broker: How Mortgage Advisers Actually Get Paid in NZ

What Does a Mortgage Adviser Actually Do Behind the Scenes? 6 Reasons to Work With A Mortgage Adviser

Buying a House with Friends: A Guide to Co-Ownership Agreements and Hidden Risks

How Long Does a Mortgage Pre-Approval Last in NZ? (And How to Extend It)

How Long Does It Take to Get a Mortgage Pre-Approval in NZ?

How to Repair a Bruised Credit Score in NZ (And How Long It Actually Takes)

The Building Credit Myth: Why You Don't Need a Credit Card to Buy a House in NZ

How a $10,000 Credit Card Limit Silently Reduces Your Borrowing Power (Even with a $0 Balance)