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Track and negotiate the best interest rates with major New Zealand banks daily.
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Calculate your maximum deposit for buying a new home or funding renovations.
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News & Insights
Helpful articles and market updates to help you stay informed
Thoughts, updates, and articles from our team.
Insights
December 11, 2025
My Bank Said No! 7 Common Reasons Your Mortgage Was Declined (And How to Fix It)
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Insights
December 8, 2025
Flatmate & Boarder Income: A Straightforward Guide to Mortgage Lending Rules in NZ
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Insights
December 2, 2025
Can I Get a Mortgage as a Single Applicant in NZ? A Realistic Guide
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Insights
November 28, 2025
Bank Pre-Approval vs. Conditional Approval: What’s the Actual Difference?
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Insights
November 25, 2025
Why Does It Feel Like My Financial Adviser Is Pushing Me Towards New Builds?
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Insights
November 20, 2025
Yield vs Capital Growth: What Actually Makes a Good Investment Property in NZ?
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Insights
November 14, 2025
Can You Buy an Investment Property with a 10% Deposit in NZ? (Yes, Here’s How)
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Insights
November 6, 2025
What is a Company Share Apartment? (And Can You Get a Mortgage on One?)
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Insights
November 3, 2025
The NZ First Home Buyer’s Guide: Protecting Your Mortgage (and Your Family)
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Insights
October 30, 2025
Returning to NZ? Why Your Australian Super Can’t Be Used for Your First Home Deposit
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Insights
October 22, 2025
The Practical, Immediate Costs of Buying a House in NZ (That Aren't the Deposit and are easy to miss!)
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Insights
September 18, 2025
The Great Mortgage Myth: Why Switching to Weekly Repayments Might Not Save as Much as You Think
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Insights
September 4, 2025
Should You Pay the Fee to Break Your Mortgage Early?
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Insights
September 2, 2025
Builder's Reports in NZ: Your Home's Ultimate Health Check
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Insights
August 25, 2025
Registered Valuations in NZ: Everything You Need to Know
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Insights
August 20, 2025
The Kāinga Ora First Home Loan Fee: What You Need to Know
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Insights
August 19, 2025
Should You Consider Stopping Your KiwiSaver to Pay Off Your Mortgage?
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Insights
July 14, 2025
Why You Should Consider Splitting Your Banking When Buying an Investment Property
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Insights
June 17, 2025
Why a 30-Year Mortgage is Usually Better Than a 20-Year (Even if You Pay It Off in 20)
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Insights
June 11, 2025
Getting Cashback on Your Home Loan: The Practical Basics
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Insights
May 20, 2025
Top 5 Reasons To Consider Refinancing Your Mortgage
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Insights
April 22, 2025
What is ‘account conduct’ and how can it affect my chances of getting a home loan?
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Insights
March 21, 2025
Bank of Mum and Dad: Is Gifting a Deposit the Best Way to Help Your Kids?
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Insights
March 6, 2025
I Don’t Have a 20% Deposit. Can I Still Buy a House in NZ?
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